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Places that do and do not accept American Express in the United Kingdom 2025

Not accepted:

  • Greggs
  • Cosmo
  • Pizza hut 
  • General Medical Council
  • Heating oil suppliers (Carnegie, Connon)
  • Wu Asia Pacific Edinburgh restaurant
  • Aroma Cafe
  • Taco Bell
  • Simply Business

Accepted:

  • ASDA (but Health Service Discount card gives a better 2.5% cashback) 
  • Cubie education
  • Menkind 
  • B&Q (but Health Service Discount card gives a better 4% cashback) 
  • Poundland
  • MoonPig
  • Brewer's Fayre
  • Euro Entertainment Corporation Circus
  • Aldi 
  • McDonald's
  • Lidl
  • Joules
  • Ami Emirato
  • Marriott Courtyard
  • Ibis Styles
  • BP petrol station
  • Lebara
  • CeX online

Tesco credit card vs AMEX for Tesco groceries:

The Tesco Clubcard credit card clubcard boosts earnings from 4 points to 5 points per £4 spent. The base value of a Clubcard point is worth 1p. So an extra point per £4 equals 0.25p per £1. This can be doubled if spent on Cineworld, EasyJet Holidays, a Railcard, restaurants or days out.  That is, the value of a Clubcard point can be boosted to 0.5p per £1.  There is no boost for the delivery saver plan.

Outside of Tesco, the Tesco credit card gives 1 point (or a base value of 0.25p) per £8.  This equals 0.03125p per £1 spent outside of Tesco.
 

Therefore, it seems that Avios points 'beat' clubcard points and it's probably worth using Amex at Tesco as well.

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